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  <!-- ========================================== -->
  <!-- PÁGINAS PRINCIPAIS - PRIORIDADE MÁXIMA     -->
  <!-- ========================================== -->

  <!-- Página inicial - prioridade máxima -->
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    <loc>https://www.institucionalsantadecorretoradecambio.it.com/</loc>
    <lastmod>2026-07-29</lastmod>
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    <priority>1.0</priority>
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  <!-- Página de contato -->
  <url>
    <loc>https://www.institucionalsantadecorretoradecambio.it.com/contato</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
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  <!-- Página de serviços -->
  <url>
    <loc>https://www.institucionalsantadecorretoradecambio.it.com/servicos</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
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  <!-- Página institucional / sobre nós -->
  <url>
    <loc>https://www.institucionalsantadecorretoradecambio.it.com/institucional</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <!-- ========================================== -->
  <!-- PÁGINAS DE SERVIÇOS - PRIORIDADE ALTA      -->
  <!-- ========================================== -->

  <!-- Câmbio Empresarial -->
  <url>
    <loc>https://www.institucionalsantadecorretoradecambio.it.com/cambio-empresarial</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Valores Mobiliários -->
  <url>
    <loc>https://www.institucionalsantadecorretoradecambio.it.com/valores-mobiliarios</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <!-- Gestão de Tesouraria -->
  <url>
    <loc>https://www.institucionalsantadecorretoradecambio.it.com/tesouraria</loc>
    <lastmod>2026-07-29</lastmod>
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    <priority>0.8</priority>
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  <!-- Assessoria Financeira -->
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    <loc>https://www.institucionalsantadecorretoradecambio.it.com/assessoria-financeira</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <!-- Derivativos e Hedge -->
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    <loc>https://www.institucionalsantadecorretoradecambio.it.com/derivativos-hedge</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Conta Corrente Empresarial -->
  <url>
    <loc>https://www.institucionalsantadecorretoradecambio.it.com/conta-corrente-empresarial</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <!-- ========================================== -->
  <!-- PÁGINAS INSTITUCIONAIS - PRIORIDADE MÉDIA  -->
  <!-- ========================================== -->

  <!-- Política de Privacidade -->
  <url>
    <loc>https://www.institucionalsantadecorretoradecambio.it.com/politica-privacidade</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- Termos de Uso -->
  <url>
    <loc>https://www.institucionalsantadecorretoradecambio.it.com/termos-uso</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- Canal de Ética -->
  <url>
    <loc>https://www.institucionalsantadecorretoradecambio.it.com/canal-etica</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.2</priority>
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